Are you providing a technology platform to improve the way physicians communicate with their patients? Does your website help employees better use their health insurance plan? Does your software analyze post surgical patient data and provide information to reduce the incidents of infection? If so, you’re one of many companies who may be wondering what type of exposure you have to professional liability claims related to a failure of your technology.
Let’s get one thing out of the way quickly, you should assume your general liability policy will provide no coverage for a technology failure or cyber incident. While general liability is intended to cover bodily injury, almost all general liability policies have professional liability and cyber liability exclusions. A failure of your technology is going to be considered a professional or cyber exposure, thus falling into one of those common exclusions.
To better understand your professional liability exposure, you should first ask yourself.....READ THE ENTIRE ORIGINAL BLOG POST FROM BRUSH CREEK PARTNERS
Want to talk with Travis and other experts about cybersecurity and the liabilities of digital health companies? Join us next week for breakfast on October 26th for the next installment of our Digital Health Business Series.